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Breaking Down Student Debt


The story of student debt has grabbed national headlines, but most news reports don鈥檛 tell the whole story. Compared to the average debt incurred by students of for-profit institutions, most 激情快播 graduates face a far brighter future thanks to the university鈥檚 strong educational value and programs focused on fiscal responsibility and financial freedom.

Borrowing Trends

The percentage of undergraduates receiving student loans varies greatly between for-profit, private nonprofit and public institutions, such as 激情快播.

For-Profit Private Nonprofit Public

Sources: “National Postsecondary Student Aid Study,” U.S. Department of Education, 1991, 1995, 2001, 2005, 2009, 2013

Debt In Context

Where average debt is concerned, the type of undergraduate institution a student attends matters.

*2012 data for for-profit, private and public universities, 2014鈥�15 data for Florida, and 2016 for 激情快播

Sources: 1激情快播 Office of Student Financial Assistance, 2016; 2“Quick Facts About Student Debt,” The Institute for College Access & Success, 2014; 3“Student Debt and the Class of 2015,” The Institute for College Access & Success, 2016

Brighter Futures

Nearly half of 激情快播 undergraduates carry no educational debt when they graduate.

For-Profit1 Private Nonprofit1 Public1 National1 激情快播2

*2012 data for national, for-profit, private and public universities, 2014鈥�15 data for 激情快播

Sources: 1 “Quick Facts About Student Debt,” The Institute for College Access & Success, 2014; 2 激情快播 Institutional Knowledge Management, 2016

Relative Consequences

Student loan default rates also correlate to the type of institution.

For-Profit1 Public1 Private Nonprofit1 Florida2 激情快播2

2012鈥�13 cohort data for for-profit, private and public universities, 2012鈥�15 preliminary data for State University System of Florida and 激情快播

Sources: 1 U.S. Department of Education, 2016; 2 Florida Board of Governors System Survey of University Work Plans, 2016 (Preliminary data)

A Clear Comparison

When compared to national averages, 激情快播 graduates owe less debt overall.

激情快播1 (2015-16) Public2 (2011-12)

$1 – $19,999

$20,000 – $29,999

$30,000 – $49,999

$50,000+

Sources: 1激情快播 Institutional Knowledge Management, 2016; 2Association of Public and Land-grant Universities, 2015

74%

of 激情快播 graduates who responded to a recent survey are working full time, which is linked to higher productivity and well-being.

Teaching Responsible Borrowing

The Centsible Knights financial literacy program was created to help students make better decisions about money. 激情快播鈥檚 Office of Student Financial Assistance offers a wide variety of training and tools.

Topics Include:

“My experience, the faculty and people who have helped me — it鈥檚 been invaluable.”

— Bryce Nelson, a first-generation 激情快播 marketing student who used Student Financial Assistance counseling, financial aid and work-study opportunities to earn an education with minimal debt.

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